{"id":99003,"date":"2026-10-31T09:16:52","date_gmt":"2026-10-31T03:46:52","guid":{"rendered":"https:\/\/niveshsankalp.com\/?page_id=99003"},"modified":"2026-11-06T07:56:07","modified_gmt":"2026-11-06T02:26:07","slug":"inflation-calculator","status":"publish","type":"page","link":"https:\/\/niveshsankalp.com\/hi\/calculators\/inflation-calculator\/","title":{"rendered":"Inflation Calculator"},"content":{"rendered":"<h1 class=\"wp-block-heading\">Inflation Calculator<\/h1>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"572\" src=\"https:\/\/niveshsankalp.com\/wp-content\/uploads\/2026\/11\/Inflation-Calculator.webp\" alt=\"Inflation Calculator\" class=\"wp-image-99750\" srcset=\"https:\/\/niveshsankalp.com\/wp-content\/uploads\/2026\/11\/Inflation-Calculator.webp 1024w, https:\/\/niveshsankalp.com\/wp-content\/uploads\/2026\/11\/Inflation-Calculator-300x168.webp 300w, https:\/\/niveshsankalp.com\/wp-content\/uploads\/2026\/11\/Inflation-Calculator-768x429.webp 768w, https:\/\/niveshsankalp.com\/wp-content\/uploads\/2026\/11\/Inflation-Calculator-18x10.webp 18w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Use this free inflation calculator to see what rising prices do to your money. Enter an amount, a yearly inflation rate and the number of years. The calculator shows what the same things will cost in future, and how much less today\u2019s amount will buy.<\/p>\n\n\n<div class=\"nsc\" data-calcs=\"inflation\" data-default=\"\" data-cta-text=\"Discuss this plan with me\"><\/div><noscript><p>Please turn on JavaScript to use this calculator.<\/p><\/noscript>\n\n\n\n<h2 class=\"wp-block-heading\">How this inflation calculator works<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The calculator raises the amount by the inflation rate each year. For example, something that costs \u20b91,00,000 today would cost about \u20b93.21 lakh after 20 years at 6% inflation. Looked at the other way, \u20b91,00,000 kept aside for 20 years would buy only what about \u20b931,180 buys today, a fall of about 69% in buying power. The table shows both figures for every year. The result is an illustration, not a forecast.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Why inflation matters for investing<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Money that earns less than inflation loses buying power, even though the amount looks the same. This is why long-term goals, such as retirement or a child\u2019s education, are planned using the future cost rather than today\u2019s cost. Our <a href=\"https:\/\/niveshsankalp.com\/hi\/calculators\/goal-sip-calculator\/\">Goal SIP calculator<\/a> and <a href=\"https:\/\/niveshsankalp.com\/hi\/calculators\/retirement-calculator\/\">Retirement calculator<\/a> build inflation into their results.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What this calculator does not include<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">It uses one steady inflation rate for every year. Real inflation changes from year to year and differs by item. Education, healthcare and housing have often risen faster than the overall average, so try a higher rate for expenses that you expect to rise faster.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0905\u0915\u094d\u0938\u0930 \u092a\u0942\u091b\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u0938\u0935\u093e\u0932 (FAQs)<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">What inflation rate should I use?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Everyday costs in India have risen by roughly 5 to 7 percent a year over long periods, though the figure varies from year to year. The calculator starts at 6%. It is wise to test a higher rate too, particularly for education and medical costs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What does \u201cbuying power\u201d mean?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Buying power is how much a given amount of money can purchase. If prices double, the same amount buys only half as much, so its buying power halves, even though the number on the note stays the same.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Is the result guaranteed?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No. The result depends entirely on the inflation rate you enter, and actual inflation will differ. Learn more about investing on the <a href=\"https:\/\/www.amfiindia.com\" target=\"_blank\" rel=\"noopener\">AMFI investor awareness site<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How can I protect my money from inflation?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Investments that have the potential to earn more than inflation over the long term can help your money keep its buying power, but returns are not guaranteed and every investment carries risk. Talk to us about which options suit your goals and your comfort with risk.<\/p>","protected":false},"excerpt":{"rendered":"<p>Inflation Calculator Use this free inflation calculator to see what rising prices do to your money. Enter an amount, a yearly inflation rate and the number of years. The calculator shows what the same things will cost in future, and how much less today\u2019s amount will buy. How this inflation calculator works The calculator raises [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":9004,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-99003","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/niveshsankalp.com\/hi\/wp-json\/wp\/v2\/pages\/99003","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/niveshsankalp.com\/hi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/niveshsankalp.com\/hi\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/niveshsankalp.com\/hi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/niveshsankalp.com\/hi\/wp-json\/wp\/v2\/comments?post=99003"}],"version-history":[{"count":3,"href":"https:\/\/niveshsankalp.com\/hi\/wp-json\/wp\/v2\/pages\/99003\/revisions"}],"predecessor-version":[{"id":99788,"href":"https:\/\/niveshsankalp.com\/hi\/wp-json\/wp\/v2\/pages\/99003\/revisions\/99788"}],"up":[{"embeddable":true,"href":"https:\/\/niveshsankalp.com\/hi\/wp-json\/wp\/v2\/pages\/9004"}],"wp:attachment":[{"href":"https:\/\/niveshsankalp.com\/hi\/wp-json\/wp\/v2\/media?parent=99003"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}