Child Marriage Calculator

Use this free child marriage calculator to find the monthly SIP needed for your child’s wedding. Enter the estimated cost of the wedding today, your child’s current age, the age when the money is needed, and your assumptions for inflation and returns. The calculator allows for rising costs and shows an illustrative monthly amount.

How this child marriage calculator works

The calculator raises today’s cost by the inflation rate until the year of the wedding. It subtracts what your existing savings could grow to, and works out the monthly SIP that would build the rest. For example, a wedding estimated at ₹20 lakh today, with the child now 5 and the money needed at 25, would cost about ₹64 lakh at 6% yearly inflation. At an assumed 12% return, building that would need a monthly SIP of about ₹6,420. The result is an illustration, not a forecast.

Choosing the cost

Wedding costs vary widely with the number of guests, the venue and family customs. Decide what you are planning for, whether that is the wedding itself, gifts, or setting up a home, and enter a cost that covers it. It is sensible to try a few figures and see the difference.

What this calculator does not include

It does not include taxes, and it assumes one steady inflation rate and one steady return for the whole period. With a goal this far away, the return you assume matters a great deal, so try lower figures too. It also assumes your SIP stays the same every month. To see the effect of raising your SIP each year, try our Step up SIP calculator.

अक्सर पूछे जाने वाले सवाल (FAQs)

When should I start saving?

As early as you can, because a longer period means a smaller monthly amount for the same goal. Use our Cost of Delay calculator to see what waiting can cost.

What inflation rate should I use?

Wedding costs have often risen faster than everyday prices, though this varies. The calculator starts at 6%. Try a higher figure for a more cautious plan.

Is the return shown guaranteed?

No. Mutual fund returns are market-linked and can be higher or lower than the rate you enter. Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Learn more on the AMFI investor awareness site.

Can I plan other goals in the same way?

Yes. See our Child Education calculator, our Home Down Payment calculator or the general Goal SIP calculator.