Financial Health Calculators
These financial health calculators help you check the parts of your finances that sit alongside investing: your loans, your life cover and your net worth. Work out an EMI, compare prepaying a loan with investing, estimate the life cover your family may need, and add up what you own and owe. Each calculator gives an illustrative result that you can adjust to your own situation.
Calculators in this group
- EMI Calculator: find the monthly instalment on a loan, and the total interest.
- Loan Prepayment vs SIP Calculator: compare prepaying a loan with investing the same money.
- Term Insurance Need Calculator: estimate the life cover your family may need.
- Net Worth Calculator: add up what you own and owe, and see how your assets are spread.
Which calculator should I start with?
If you are taking or have a loan, start with the EMI calculator to see what it really costs, then use the Loan Prepayment vs SIP calculator when you have extra money to put to work. To check that your family is protected, try the Term Insurance Need calculator. The Net Worth calculator pulls it all together, and is a good place to start a yearly review.
Things to keep in mind
All results are illustrations based on the figures you enter. Actual mutual fund returns are market-linked, may vary and are not guaranteed. Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Learn more on the AMFI investor awareness site. The calculators do not account for taxes, exit loads or expense ratios.
Explore other calculator groups
- SIP and Wealth Building Calculators: grow your money with SIPs, step-ups and lumpsums.
- Time, Delay and Compounding Calculators: see what waiting, compounding and inflation do to your money.
- Goal Planning Calculators: plan for education, a home, a wedding or any other goal.
- Retirement and Income Calculators: plan your retirement corpus and your monthly income.
- Risk and Behaviour Calculators: find your risk profile and see what market falls can do.
- Strategies and Allocation Calculators: set your asset mix, lower risk near a goal, and rebalance.
Or see all of our mutual fund calculators.
Ready to put your plan into action? Explore our mutual fund solutions or contact us.