Strategies and Allocation Calculators
These strategies and allocation calculators help you decide how to divide your money between equity, debt and gold, how to keep that mix on track over time, and how some well-known SIP and retirement strategies behave next to a plain SIP. See how lowering your equity share as a goal nears changes the risk you carry, and how far your portfolio has drifted from your target.
Calculators in this group
- Asset Allocation Glide Path Calculator: see how lowering your equity share as a goal nears changes growth and risk.
- Portfolio Rebalancing Calculator: see how far your mix has drifted from your target, and what to buy or sell.
- Dual Harvest SIP Calculator: harvest part of your SIP profits into debt and cash, and compare with a plain SIP.
- Harvest and Preserve SIP Calculator: move profits to a safer fund at a trigger, and see what is kept out of falls.
- 2X Booster SIP Calculator: raise your SIP when the market falls, and compare it with a flat SIP of the same money.
- Freedom Replacement SIP Calculator: find the age your investments can replace your monthly expenses for good.
- Bucket Strategy Calculator: split a retirement corpus into three buckets and see how many years of expenses stay outside equity.
Which calculator should I start with?
If you are still deciding on a mix, start with the Risk Profile Questionnaire in the risk and behaviour group, which gives an indicative equity range. Then use the Asset Allocation Glide Path calculator to see how that mix could change as a goal nears, and the Portfolio Rebalancing calculator to bring a portfolio you already hold back to its target. To see how SIP strategies behave next to a plain SIP in a market with falls, try the Dual Harvest SIP, Harvest and Preserve SIP and 2X Booster SIP calculators. Each shows the strategy beside a plain SIP with the same money, including where it comes out behind. For the years after you stop earning, try the Freedom Replacement SIP and Bucket Strategy calculators.
Things to keep in mind
All results are illustrations based on the figures you enter. Actual mutual fund returns are market-linked, may vary and are not guaranteed. Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Learn more on the AMFI investor awareness site. The calculators do not account for taxes, exit loads or expense ratios.
Explore other calculator groups
- SIP and Wealth Building Calculators: grow your money with SIPs, step-ups and lumpsums.
- Time, Delay and Compounding Calculators: see what waiting, compounding and inflation do to your money.
- Goal Planning Calculators: plan for education, a home, a wedding or any other goal.
- Retirement and Income Calculators: plan your retirement corpus and your monthly income.
- Risk and Behaviour Calculators: find your risk profile and see what market falls can do.
- Financial Health Calculators: check your loans, your life cover and your net worth.
Or see all of our mutual fund calculators.
Ready to put your plan into action? Explore our mutual fund solutions or contact us.