SIP and Wealth Building Calculators

These wealth building calculators show how regular and one-time investing can grow over time. Compare a SIP with a lumpsum, see the effect of raising your SIP every year, find the return you have earned so far, and check what a pause in your SIP could cost. Each calculator gives an illustrative result that you can adjust to your own situation.
Calculators in this group
- SIP Calculator: see how a fixed monthly investment can grow over time.
- Step Up SIP Calculator: increase your SIP every year as your income grows.
- Lumpsum Calculator: check what a one-time investment may grow into.
- SIP vs Lumpsum Calculator: compare investing all at once with monthly instalments.
- SIP Return Calculator: find the yearly return your SIP has earned so far.
- Pause SIP Calculator: see what a break in your SIP can cost you.
Which calculator should I start with?
If you are new to investing, start with the SIP calculator to see how a monthly amount can grow, and then try the Step up SIP calculator to see what a yearly increase adds. If you have a sum available now, the SIP vs Lumpsum calculator compares your two ways of investing it. If you already invest, the SIP Return calculator helps you check how your SIP has done, and the Pause SIP calculator shows why staying invested matters.
Things to keep in mind
All results are illustrations based on the figures you enter. Actual mutual fund returns are market-linked, may vary and are not guaranteed. Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Learn more on the AMFI investor awareness site. The calculators do not account for taxes, exit loads or expense ratios.
Explore other calculator groups
- Time, Delay and Compounding Calculators: see what waiting, compounding and inflation do to your money.
- Goal Planning Calculators: plan for education, a home, a wedding or any other goal.
- Retirement and Income Calculators: plan your retirement corpus and your monthly income.
- Risk and Behaviour Calculators: find your risk profile and see what market falls can do.
- Strategies and Allocation Calculators: set your asset mix, lower risk near a goal, and rebalance.
- Financial Health Calculators: check your loans, your life cover and your net worth.
Or see all of our mutual fund calculators.
Ready to put your plan into action? Explore our mutual fund solutions or contact us.
