Goal Planning Calculators

These goal planning calculators help you turn a future need into a monthly amount. Enter what the goal costs today and when you will need it, and each calculator allows for rising prices and shows an illustrative SIP. Plan for a child’s education or marriage, a home down payment, an emergency fund, or any other goal. To see all your goals together, use the Multi-Goal Life Planner.
Calculators in this group
- Multi-Goal Life Planner: add several goals and see the total monthly SIP needed for all of them.
- Goal SIP Calculator: work out the monthly SIP needed for any goal, after allowing for inflation.
- Child Education Calculator: plan the SIP for your child’s higher education.
- Child Marriage Calculator: plan the SIP for your child’s wedding.
- Home Down Payment Calculator: plan the SIP for your down payment and buying costs.
- Emergency Fund Calculator: find how much to keep aside for emergencies.
Which calculator should I start with?
Begin with the Emergency Fund calculator, since a cushion protects your other goals from being disturbed by a surprise expense. Then use the Child Education, Child Marriage or Home Down Payment calculators for those goals, or the Goal SIP calculator for any other. If you have several goals, the Multi-Goal Life Planner adds them up for you and shows the total monthly SIP and how much of it each goal takes.
Things to keep in mind
All results are illustrations based on the figures you enter. Actual mutual fund returns are market-linked, may vary and are not guaranteed. Mutual fund investments are subject to market risks. Read all scheme related documents carefully. Learn more on the AMFI investor awareness site. The calculators do not account for taxes, exit loads or expense ratios.
Explore other calculator groups
- SIP and Wealth Building Calculators: grow your money with SIPs, step-ups and lumpsums.
- Time, Delay and Compounding Calculators: see what waiting, compounding and inflation do to your money.
- Retirement and Income Calculators: plan your retirement corpus and your monthly income.
- Risk and Behaviour Calculators: find your risk profile and see what market falls can do.
- Strategies and Allocation Calculators: set your asset mix, lower risk near a goal, and rebalance.
- Financial Health Calculators: check your loans, your life cover and your net worth.
Or see all of our mutual fund calculators.
Ready to put your plan into action? Explore our mutual fund solutions or contact us.
